We all know that no one likes to take the burden of going to court and arguing with the people for money. After the claim has been filed, the injured person expects to receive a fair amount. However, it is not as easy as it may seem. You need to contact Bakersfield personal injury lawyers because they can evaluate whether the insurance company is making a genuine offer. They can assess the situation in a better manner and help you decide which option is the better one. Let’s discuss both of them:

Settlement outside the court

Many people agree to the settlement offer made by the insurance company. It is important to look at both its merits and demerits as mentioned below:

• Merits of the settlement 

You don’t have to go to court and spend more money such as court fees because settlement is a relatively easier, quicker and simpler way to wrap up your case. If you are in urgent need of cash to pay your medical bills and other losses, you should consider settlement as the best option. However, it should not happen without the help of an experienced personal injury lawyer.

• Demerits of the settlement

If you agree to the settlement, you will have to work with the insurance company and negotiate the amount. Your settlement amount may be lower than what you could obtain through the court. Moreover, you will lose all your legal rights if you agree to the terms of the insurance company because you will sign an agreement with them.

Filing a lawsuit

Many people don’t accept the offer made by the insurance company and file a case with the help of an attorney. Let’s see what its pros and cons are:

• Merits of a lawsuit

Everything will be followed according to the legal process. Your legal rights will be protected and the judge will give his verdict after considering your medical condition, bills, losses and damages. The settlement amount will not play any role here. Legal experts will work on your case and award you the amount you deserve.

• Demerits of a lawsuit 

It should be noted that these cases might take several months to wrap up. You will have to spend more time, effort and money at the same time. To get a fair amount, you need to be patient.

In both cases, you should take the help of a qualified car accident lawyer.